Afrikaanse Weergawe


What is Travel Insurance?

Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or within one’s own country. Most medical scheme members are under the impression that their medical scheme will cover these costs , but it is important to clarify this cover before departure. The Rand exchange rate to other currencies necessitates that you take out comprehensive travel insurance to cover the following possible expenses: The most common risks that are covered by travel insurance plans are:

  • Medical emergency
    • Cancellation, curtailment and trip interruption- This section covers any unused travel and or accommodation costs, pre-paid charges (including any additional travel expenses incurred, provided they are deemed reasonable and necessary) if a trip is cancelled or cut short under a variety of circumstances, which may include any of the following, depending on the policy:
      • death, bodily injury, illness, disease, or pregnancy complications
      • compulsory quarantine
      • being called as a witness
      • termination of employment (provided you did not know about it before you booked the holiday)
      • being called up if you are a member of the armed forces or other public defense or safety organization
      • prohibition of travel by the government to the intended destination
      • officially recommended evacuation from the intended destination
      • official advisory against going to or remaining at the intended destination
  • Repatriation of remains
  • Return of a minor
  • Trip cancellation
  • Trip interruption
  • Visitor health insurance
  • Accidental death, injury or disablement benefit
  • Overseas funeral expenses
  • Lost, stolen or damaged baggage, personal effects or travel documents
  • Delayed baggage (and emergency replacement of essential items)
  • Flight connection was missed due to airline schedule
  • Travel delays due to weather
  • Hijacking

We offer affordable Travel insurance packages from the following Travel insurers e.g. TIC (Santam), Regent and Hollard (AA)